Open Enrollment Has Ended — Now What?

open enrollment health care reform

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As of March 31st, enrollment for the new government health plans has ended.

Starting April 1st and for the rest of the year, if you have a certain life event, like a new baby, marriage or a job loss, you may still qualify for a new government health plan during a ‘Special Enrollment Period’.  During this time, you can change your current health plan or buy a new health plan.

There are many events that qualify, so contact us to see if you are eligible. You can call us at 1-800-876-2227; visit one of our Florida Blue Centers or your local agent.

If you don’t qualify for a special enrollment, you can work directly with us to buy a temporary health plan, to cover you through the rest of the year.  (They can keep it until Jan. 1 effective date of a new plan they buy during OEP). These plans offer comprehensive coverage for you and your family.

In addition to this short-term option for health coverage, you can still buy a dental care plan or one of our accident or critical illness plans.

If you tried to apply for a health plan, but were unable to finish in time or had trouble during the process, you have a limited time to complete the process.

  1. If you started a health plan application on healthcare.gov, the government will continue to process paper applications until April 7th. Your health plan will be effective on May 1st.
  2. If you started a health application directly with us, complete it by April 14th and your health plan will be effective on May 1st

Contact us to see if you qualify and to get your questions answered: 1-800-876-2227, visit one of our Florida Blue Centers or your local agent.

The next Open Enrollment period will begin on Nov. 15th 2014 for January 1, 2015 health coverage.

This information is for illustrative purposes only and is being provided to help increase understanding of the impacts of some of the provisions of the Affordable Care Act (ACA). It does not attempt to cover all of the law’s provisions and is not intended as tax or legal advice.

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8 Responses to “Open Enrollment Has Ended — Now What?”

  1. Joseph Barron

    Your options on healthcare.gov are misleading and confusing.
    Doctors/providers should be required to contract all bcbsfl networks or none.

    Reply
    • Florida Blue

      Florida Blue

      Hello Joseph, all situations are different. We will need to walk through your specific policy and benefits to determine your copay, deductible etc. Please email us at socialmediasupport@floridablue.com with your full name, policy number and contact phone number for more help. We have also deleted some of your comment as it has personal health information. Thanks Sharon

    • Florida Blue

      Florida Blue

      Diane, if you purchased a plan off healthcare.gov or otherwise know that you have a “qualified health plan,” the grace period extends to 30 days after the premium due date. If we don’t receive the payment within that window, your plan is then canceled. Thanks for your question.

    • Florida Blue

      Florida Blue

      Linette – we are so sorry for your frustrating experience and want to connect directly with you. Please email us your full name, date of birth, member ID and preferred phone number to socialmediasupport@floridablue.com. Please note that we edited your comment to protect your personal health information. Again, our apologies for everything you’ve been through. We’ll be waiting for your email.

  2. Rose Strembel

    I signed up for healthcare and they said you would be getting in touch with me for payment due. Is this correct and who do I mail payment to????? Very confused….Do I have insurance or not???

    Reply